Sl. No. |
Parameteres |
31.03.2022 |
31.03.2023 |
31.03.2024 |
31.03.2025 |
31.03.2026 |
1 |
Membership |
666 |
644 |
650 |
655 |
679 |
2 |
Share Capital |
10660.37 |
12552.64 |
12786.18 |
13029.79 |
13303.81 |
State Govt., |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Members |
10660.37 |
12552.64 |
12786.18 |
13029.79 |
13303.81 |
|
3 |
Reserves |
9166.89 |
14824.33 |
15862.94 |
16563.64 |
18354.63 |
Free Reserves |
6384.28 |
7120.72 |
8656.60 |
9934.45 |
11818.56 |
|
Other Reserves |
2782.61 |
7703.61 |
7206.34 |
6629.19 |
6536.07 |
|
4 |
Own Fund |
18000.64 |
20903.91 |
22695.91 |
24236.57 |
26430.89 |
4 |
Deposits |
137736.37 |
143711.16 |
156390.26 |
168780.70 |
187302.84 |
Low Cost |
53130.80 |
50118.41 |
54487.37 |
60339.61 |
66973.18 |
|
High Cost |
84605.57 |
93592.75 |
101902.89 |
108441.09 |
120329.66 |
|
5 |
CD Ratio |
75.35 |
80.95 |
78.88 |
80.22 |
78.46 |
6 |
Investment |
58390.18 |
53413.54 |
64305.18 |
67113.69 |
80477.80 |
SLR |
25087.32 |
26132.27 |
27284.02 |
29837.99 |
35572.05 |
|
Non-SLR |
33302.86 |
27281.27 |
37021.16 |
37275.70 |
44905.75 |
|
7 |
Investment Deposit Ratio |
42.39 |
37.17 |
41.12 |
39.76 |
42.97 |
8 |
Borrowings outstanding |
53655.79 |
60879.99 |
64613.30 |
68391.43 |
75571.14 |
Short Term SAO |
|
|
|
|
|
|
NABARD |
32000.00 |
44696.13 |
42205.00 |
40720.29 |
27535.56 |
|
APEX BANK |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Medium Term NFS |
21655.79 |
16183.86 |
21508.30 |
27671.14 |
48035.58 |
|
Others |
0.00 |
0.00 |
900.00 |
0.00 |
0.00 |
|
9 |
Loans and Advances Issued |
120947.28 |
144054.26 |
151103.02 |
168188.48 |
178175.85 |
|
Agriculture |
91685.41 |
105496.37 |
102302.36 |
101974.01 |
104993.53 |
|
Non-Agriculture |
29261.87 |
38557.89 |
48800.66 |
66214.47 |
73182.32 |
10 |
Loans and Advances O/s |
144207.38 |
165618.55 |
174324.60 |
190252.83 |
206243.06 |
|
Agriculture |
100604.32 |
115441.70 |
113970.67 |
113431.65 |
115559.25 |
|
Non-Agriculture |
43603.06 |
50176.85 |
60353.93 |
76821.18 |
90683.81 |
11 |
Recovery % Overall |
93.07 |
94.12 |
94.56 |
94.29 |
95.14 |
Agriculture |
92.16 |
93.26 |
93.48 |
92.74 |
93.33 |
|
Non-Agriculture |
95.60 |
96.60 |
97.40 |
97.40 |
98.03 |
|
12 |
Working Capital |
214864.92 |
236286.90 |
255392.38 |
272473.77 |
301181.10 |
13 |
NPA % |
4.33 |
4.15 |
3.86 |
3.75 |
3.99 |
14 |
CRAR % |
11.10 |
11.99 |
12.80 |
12.22 |
11.85 |
15 |
Total Income |
13830.15 |
16146.64 |
17885.74 |
20996.67 |
23943.61 |
16 |
Total Expenditure |
12874.16 |
14916.09 |
16632.61 |
19724.34 |
22635.09 |
17 |
Net Profit/Loss |
955.99 |
1230.55 |
1253.13 |
1272.33 |
1308.52 |
18 |
Weighted Avg Yield on Assets |
7.29 |
7.27 |
7.62 |
7.85 |
8.22 |
a)Yield on Loans |
7.60 |
7.46 |
7.65 |
8.40 |
8.98 |
|
b)Yield on Investment |
6.47 |
6.71 |
7.53 |
7.49 |
7.08 |
|
19 |
Weighted Avg Cost of Funds |
5.05 |
5.24 |
5.71 |
5.28 |
5.27 |
a)Cost of Deposits |
4.97 |
5.01 |
5.40 |
5.69 |
5.71 |
|
b)Cost of Borrowing |
5.25 |
5.79 |
6.44 |
6.47 |
6.38 |
|
20 |
Financial Margin |
2.24 |
2.03 |
1.91 |
2.57 |
2.95 |
21 |
Misc Income % to Working Fund |
0.32 |
0.57 |
0.47 |
0.57 |
0.49 |
22 |
Cost of Management to Working Fund |
1.76 |
1.80 |
1.85 |
1.77 |
1.70 |
23 |
Risk Cost % Working Fund |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
24 |
Net Margin |
0.80 |
0.80 |
0.53 |
1.37 |
1.74 |
25 |
Productivity Per Branch |
8543.75 |
9373.63 |
10021.66 |
10879.80 |
11925.63 |
26 |
Productivity Per Employee |
1169.89 |
1052.14 |
1136.48 |
1296.15 |
1390.62 |
27 |
Number of Employees |
241 |
294 |
291 |
277 |
283 |
28 |
Salaries |
2059.09 |
2242.09 |
2891.72 |
2947.22 |
2968.95 |
29 |
Salary Per Staff |
8.54 |
7.63 |
9.94 |
10.64 |
10.49 |
30 |
Other Expenses |
1298.69 |
1625.53 |
1367.02 |
1466.01 |
1709.45 |
31 |
Interest Paid |
8582.19 |
9937.25 |
11716.57 |
13156.29 |
14485.77 |
32 |
Branches |
33 |
33 |
33 |
33 |
33 |
33 |
Staff Per Branch |
7 |
9 |
9 |
8 |
9 |
34 |
Per Farmer KCC Loan |
0.89 |
0.96 |
0.96 |
0.97 |
0.97 |
35 |
Per PACS KCC Loan |
490.43 |
541.64 |
550.75 |
513.11 |
513.11 |
36 |
No.of KCC Holders Covered under PAIS |
72146 |
75751 |
77140 |
77140 |
77140 |
37 |
Imbalance (GAP) |
2045.67 |
2042.43 |
2668.35 |
2986.36 |
2917.29 |
38 |
Audit classification |
"A" |
"A" |
"A" |
"A" |
"A" |
